Career

First Finance Plc, a joint venture established between First Home Plc, Singapore-based Phillip Capital, and Luxembourg-based Insitor Fund SCA,  is the first and only finance company in Cambodia specializing in house financing for low-medium income Cambodian households.  

As the company is growing, we are now seeking for qualified candidates to fill the following positions:

 

1. Branch Manager (based in Kompong Cham)

Key Responsibilities

  •  Be responsible for the branch’s overall performance and operation
  • Drive and direct the branch’s sales/lending activity 
  • Manage, coach, and lead the branch/credit teams
  • Identify market and develop sales/marketing strategy to achieve the company’s social and financial goals 
  • Develop partnership with property developers, local authorities, NGOs, and private sectors
  • Review credit applications and proposal submitted by Credit Officer 
  • Ensure adherence to the Credit Policy and principles in credit assessment 
  • Manage credit administration 
  • Monitor existing loan accounts and manage loan recovery
  • Conduct periodic credit review 

Skills/Qualifications required

  •  Degree or Diploma in a related discipline
  • Work experience as Branch Manager or in a similar role is preferred but not required 
  • Extensive networks with local authorities, NGOs, and private sectors
  • Positive attitude and strong interpersonal skills 
  • Willing to relocate and travel
  • Good command of Khmer and English (both read and write) 

 

2. Credit Support Officer (based in Phnom Penh)

Key Responsibilities

  • Conduct credit review and regular customer visits
  • Perform cross sales and referral 
  • Assist Loan Recovery Officer in handling portfolio at risk (PAR) 
  • Conduct market survey 
  • Perform other duties as and when required by line manager

Skills/Qualifications required

  • Some sales and credit experience preferred but not required
  • Dynamic and positive work attitude with ability and willingness to learn
  • Good communication and interpersonal skills
  • Good command of English and Khmer
  • Female are encourage to apply 
  • Willing to travel for site and customer visits

 

3. Marketing Officer (based in Phnom Penh)

Key Responsibilities

  •  Develop marketing tools using social media (face book, Linkedin, Twitter, website)
  • Assist in development of marketing strategy, advertising, and market survey 
  • Assist in developing promotional and marketing materials for launching new product/service or branch
  • Coordinate marketing activities with key partners  

Skills/Qualifications required

  •  Open personality and positive attitude for IT
  • Interest in and experience with social medial and web page development
  • Capable of working effectively on your own initiative 
  • Good command of English and Khmer (both read and write)

 

4. Credit Officer (based in Phnom Penh)

Key Responsibilities

  • Promote product and service
  • Handle  credit enquiries and applications 
  • Collect and investigate documents and information for credit assessment
  • Initiate customer contact and conduct visit
  • Conduct preliminary credit interview, site visit for collateral, due diligence, and property valuation 
  • Perform credit analysis based on credit principles and client protection policy
  • Prepare credit proposal and submit to Credit Committee for credit decision 
  • Monitor existing loan accounts and conduct periodic credit review 
  • Build and maintain good relationship with borrowing customers 

Skills/Qualifications required

  •  Customer oriented
  • Strong sales and marketing as well as analytical skills 
  • Dynamic and positive work attitude with ability and willingness to learn
  • Work experience in a similar role is preferred but not required 
  • Willing to travel for site and customer visits
  • Female are encourage to apply
  • Good command of Khmer and English (both read and write)

 

5. Loan Recovery Officer (based in Phnom Penh)

Key Responsibilities 

  • Communicate with debtors, local authorities, and lawyer for bad debt collection
  • In coordination with other departments, conduct regular follow up with clients through phone calls, home visit, or written correspondences 
  • Prepare regular reports on status of collection, home/customer visits
  • Communicate with company’s lawyer and prepare necessary legal documents for court process in the event of serious default 
  • Develop effective payment plan and manage files of written off loans 
  • Accurately input and interpret information collected

Skills/Qualifications required

  • Degree or Diploma in a related discipline
  • Debt recovery or collection experience with MFI/Banking industry 
  • Familiar with Cambodian law and complaint filing procedure
  • Strong planning, interpersonal, and problem-solving skills
  • Ability to work under pressure

 

We are an equal opportunity employer.  We offer excellent long term career opportunity and remuneration package commensurate with qualification and experience to the right candidates.

 

Interested applicants should submit their CV and cover letter with salary expectation together with a recent photo via email to recruitments@firstfinance.biz by 31st March 2014 (Please do not attach certificate or other document).  You may also apply in person at our office located at A15-17, Street 271 (near Sovanna Shopping Center).  Only short-listed candidates will be contacted for interview.  For more information, please visit our website at www.firstfinance.biz

OUR VISION

We believe that everyone deserves a chance to live a decent life. At the centre of that life there should be a safe and happy home. Our long term vision is to help families from every socioeconomic status in Cambodia to live in dignity, security, happiness, and stability through home ownership.

OUR MISSION

Our mission is to build the economic stability of low-income Cambodian families by increasing access to home ownership.

PROFILES OF SHAREHOLDERS

POEMS Pte. Ltd
Insitor Fund SCA
First Home Plc