Career

First Finance Plc, a joint venture established between First Home Plc, Singapore-based Phillip Capital, and Luxembourg-based Insitor Fund SCA,  is the first and only finance company in Cambodia specializing in house financing for low-medium income Cambodian households.  

As the company is growing, we are now seeking for qualified candidates to fill the following positions:

 

1.   Credit Officer,Team Leaders (based in Phnom Penh, Siem Reap)

Key Responsibilities

  • Lead credit officer’s team to achieve their targets as the team’s target
  • Coach and train the team member on product knowledge and credit assessment skill
  • Develop partnership with non-profit organizations, local authorities, and  property developers to achieve company’s social goal
  • Ensure all credit applications/credit proposals submitted for approval are  completed properly
  • Build and maintain good relationship with borrowing customers
  • Assist time to time on reports and statistics, i.e: Market survey of product  trend
  • Perform other tasks that might be assigned by line manager

Skills/Qualifications required

  •   Degree or Diploma in a related discipline
  •   Work experience as Senior Credit Officer or Sale/Marketing representative
  •   Strong sales and marketing as well as analytical skills
  •   Dynamic and positive work attitude with ability and willingness to learn
  •   Willing to travel for site and customer visits
  •  Good command of Khmer and English (both read and write)

 

2.   Credit Officers (based in Phnom Penh, Siem Reap, Battambang and Kompong Cham)

Key Responsibilities

  • Promote products and services
  • Handle  credit enquiries and applications
  • Collect and investigate documents and information for credit assessment
  • Initiate customer contact and conduct visit
  • Conduct preliminary credit interview, site visit for collateral, due diligence, and property valuation
  • Perform credit analysis based on credit principles and client protection policy
  • Prepare credit proposal and submit to Credit Committee for credit decision
  • Monitor existing loan accounts and conduct periodic credit review
  • Build and maintain good relationship with borrowing customers

Skills/Qualifications required

  • Customer oriented
  • Strong sales and marketing as well as analytical skills
  • Dynamic and positive work attitude with ability and willingness to learn
  • Work experience in a similar role is preferred but not required
  • Willing to travel for site and customer visits
  • Female are encourage to apply
  • Good command of Khmer and English (both read and write)
  • Fresh University graduates or undergraduates in related disciplines are encouraged to apply

 

3.    Credit Support Officer (based in Phnom Penh, Siem Reap and Battambang)

Key Responsibilities

  • Conduct credit review and regular customer visits
  • Perform cross sales and referral
  • Assist Loan Recovery Officer in handling portfolio at risk (PAR)
  • Conduct market survey
  • Perform other duties as and when required by line manager

Skills/Qualifications required

  • Some sales and credit experience preferred but not required
  • Dynamic and positive work attitude with ability and willingness to learn
  • Good communication and interpersonal skills 
  • Good command of English and Khmer
  • Female are encourage to apply
  • Willing to travel for site and customer visits
  • Fresh University graduates or undergraduates in related disciplines are encouraged to apply

 

4.   Credit Admin Officers (based in Phnom Penh, Siem Reap, Battambang)

Key Responsibilities

  • Mortgage registration with local authorities and/or Cadastral Office 
  • Issuing loan and security documents
  • Signing arrangement with clients
  • Loan creation and disbursement
  • Credit file management
  • Arrangement with insurance company for clients’ insurance cover
  • Liaising with property valuer for property valuation

Skills/Qualifications required

  • Dynamic and positive work attitude with ability and willingness to learn
  • Attention to details and accuracy
  • Good communication and interpersonal skills
  • Computer literate with proficiency in Microsoft Office and other related software
  • Good command of English and Khmer

 

5.  Loan Recovery Officers (based in Siem Reap, Battambang)

Key Responsibilities

  • Communicate with debtors, local authorities, and lawyer for bad debt collection
  • In coordination with other departments, conduct regular follow up with clients through phone calls, home visit, or written correspondences
  • Prepare regular reports on status of collection, home/customer visits
  • Communicate with company’s lawyer and prepare necessary legal documents for court process in the event of serious default
  • Develop effective payment plan and manage files of written off loans
  • Accurately input and interpret information collected

Skills/Qualifications required

  • Degree or Diploma in a related discipline
  • Debt recovery or collection experience with MFI/Banking industry
  • Familiar with Cambodian law and complaint filing procedure
  • Strong planning, interpersonal, and problem-solving skills
  • Ability to work under pressure

 

6.  Assistant Internal Auditor (based in Phnom Penh)

Key Responsibilities

  • Assist to the development of the annual audit plan
  • Assist to the planning of an audit engagement for the determination of the scope of work that meets the audit objectives
  • Monitor and control risk management matters on on-going basis to ensure that key risks are properly managed through the risk-based audit procedures
  • Determines the effectiveness and efficiency of company’s internal controls  
  • Perform operational, financial and system audit
  • Conduct branch visit as on audit plan and clients visit
  • Prepare pre audit work and draft of audit report
  • Prior audit report
  • Properly filling audit files
  • Prepare monthly accomplishment report and plans for next month
  • Perform other administrative tasks that might be assigned

Skills/Qualifications required

  • Tertiary qualifications in the field of accounting, audit, or finance
  • At least 1 years of audit experience in an established financial institution
  • Sound knowledge of Microfinance policy, procedure, risk and regulatory compliances
  • Good organizational, planning and problem solving skills
  • Ability to work on a number of tasks simultaneously with little supervision
  • Demonstrated high level of interpersonal and analytical skills
  • Ability to establish and maintain good working relationship with all stakeholders: colleagues, board of directors, external auditor, and National Bank of Cambodia
  • Computer literate with proficiency in Microsoft Office and other related software
  • Willing to travel and overnight stay at the province
  • Fresh University graduates in related disciplines are encouraged to apply

 

7.  អ្នកបើកបរ (រាជធានីភ្នំពេញ)

ទំនួលការងារចាំបាច់

  • មានចំណេះដឹងបច្ចេកទេសអំពីគ្រឿងម៉ាស៊ីនរថយន្ត
  • មានប័ណ្ណបើកបរដែលស្ថិតនៅមានសុពលភាព
  • ចេះយ៉ាងច្បាស់លាស់ពីច្បាប់ចរាចរណ៍ផ្លូវគោកនៃព្រះរាជាណាចក្រកម្ពុជា
  • យល់ដឹងច្បាស់ពីតំបន់ភូមិសាស្រ្តនៃតំបន់អនុវត្តន៍ការងារ
  • មានឆន្ទៈចូលរួមការងារសង្គ្រោះបន្ទាន់ដែលតម្រូវដោយអង្គភាព
  • ភាពស្មោះត្រង់ជាមួយក្រុមការងារ​និងអង្គភាពទាំងមូល

តម្រូវការ

  • បញ្ចប់មធ្យមសិក្សាទុតិយភូមិ
  • យ៉ាងហោចមានបទពិសោធន៍ជាអ្នកបើកបរយ៉ាងតិច ៣ឆ្នាំជាមួយអង្គការជាតិ-អន្តរជាតិ រឺ ស្ថាប័ននានា
  • មានប័ណ្ណបើកបរយានយន្តត្រឹមត្រូវ
  • ស្មោះត្រង់ នឹងមានការទទួលខុសត្រូវចំពោះការងារ
  • មានកម្រិតភាសាអង់គ្លេសកម្រិតមូលដ្ឋានអាចប្រើការបាន
  • ទំនាក់ទំនងល្អ សុជីវធម៍ល្អ អាកប្បកិរិយាសមរម្យ និងមានកាយសម្បទាមាំមួន។

 

We are an equal opportunity employer. We offer excellent long term career opportunity and remuneration package commensurate with qualification and experience to the right candidates. 

Interested applicants should submit their CV and cover letter with salary expectation together with a recent photo via email to recruitments@firstfinance.biz by 10th January 2015 (Please do not attach certificate or other document).  You may also apply in person at our office located at A15-17, Street 271 (near Sovanna Shopping Center).  Only short-listed candidates will be contacted for interview.  For more information, please visit our website at www.firstfinance.biz

OUR VISION

We believe that everyone deserves a chance to live a decent life. At the centre of that life there should be a safe and happy home. Our long term vision is to help families from every socioeconomic status in Cambodia to live in dignity, security, happiness, and stability through home ownership.

OUR MISSION

Our mission is to build the economic stability of low-income Cambodian families by increasing access to home ownership.

PROFILES OF SHAREHOLDERS

POEMS Pte. Ltd
Insitor Fund SCA
First Home Plc